Billing App: Top 9 on Android and iPhone
Paying for your purchases or slips on the card is the standard today, but that's the days counted. Increasingly, using an app to pay bills has become an option.
After all, an app is easier and faster, and prevents you from having the card cloned, for example. If you're looking to start using a bill-paying app, we've brought you 9 options that can make your life easier.
Options include an item that bundles apps from large banks. But we also include digital wallets and tools that replace credit or debit cards, for example.
Harnessing this technology can have three immediate benefits: greater convenience when paying a bill, more security - as you won't have to expose your cards and passwords - and a way to save money by taking your financial control straight from your smartphone.
After all, it's no use learning how to use technology to make money online without also taking advantage of the conveniences to pay your bills and purchases. So below are the 9 best app alternatives for paying bills on Android or iPhone!
1. Bank applications
Every major bank has its own application for paying bills. Paying bills is just one of the features, but it is usually limited to scanning or entering barcodes.
That is, you cannot use the app to make an online purchase or even exchange your card for using the app in physical stores.
Note that banks do not have only one default application. Depending on the services you have hired or your financial profile, they may have other apps that may be of great help. Santander, for example, has x different applications, as you can see in this list.
2. Google Pay or Apple Pay
The choice depends on whether you are an Android smartphone or iPhone user. On current phones, it usually comes with one of the options installed (except on Samsung phones, most likely with Samsung Pay installed).
Both work similarly. You connect them to your bank account and use them like a debit card. From there, simply swipe the phone screen on the card reader - which is capable of reading cell phone screens - that the transaction will be done without opening your wallet.
See more about Google Play by visiting its page and Apple Pay on its website.
3. Modalmais Digital Bank
After decades of virtually no competition, traditional banks are increasingly vying for space and customers with fintechs . Some financial institutions have even bet on the model and offer digital banking.
Among the available options, the Modalmais app is one of the most suitable as a billing app. Note that you need to open a bank account to use the app. However, it is worth noting that you are not charged an account maintenance fee, an advantage over banking applications.
In the Modalmais app, you can make transfers, pay bills and make investments of different types, such as Treasury Direct or CBD, among other options. Meet the Modalmais Digital Bank app on Android or iPhone.
4. PayPal
The most famous digital wallet in the world could not be left out. PayPal was the pioneer in the field and remains the world's best-known billing app.
Operating in a bank-like way, you can send and receive payments through a bank - ideal for those who use online work sites - make purchases and transfer your balance.
It's also worth noting that PayPal puts an extra layer of protection on your transactions as it prevents you from having to enter your card details to make payments. Click the link to access PayPal.
5. PicPay
Acting as a social payment network, PicPay users can send and receive money to each other. In addition, you can also use the app to pay bills and purchases.
All you have to do is have a profile balance or a credit card linked to your account. You can also use PicPay to transfer the balance to your bank account.
PicPay is available on Android and iPhone.
6.PaySecurity
Considered Brazilian PayPal, it was the first to bring digital wallet solutions to the country. As well as the platform that inspired its creation, PagSeguro allows you to send and receive money, register credit cards for safer purchases on the Internet, as well as being an application for paying bills.
But unlike apps like Google Pay, PagSeguro innovates by offering a prepaid card to use your balance on the platform. That is, you do not need to expose your bank or credit card password. The balance can be used to make a purchase or pay an account. Click the link to learn more about PagSeguro.
7. Cash App
From this item, we will show you some international application solutions for paying bills. As we said at the beginning of the article, there are still few options in the country.
If you often do freelance work abroad, these solutions may be interesting. The first one is the Cash App.
Even in Brazil, you can register your credit card to use the application. Among the possibilities, you can use the app to send and receive money from friends, family or business contacts. Learn more about Cash App by accessing the app on iPhone or Android.
Tip: Use Square Cash to earn in dollars and use your account to shop online at international sites like Wish or any of its alternatives!
8. Venmo
Venmo is an alternative to Cash App, having similar features. Like the rival, it does not allow the use of bank accounts in reais, but can easily register a credit card.
With Venmo, you can send and receive money easier than making a bank transfer. If you have no problem being discreet, you can use Venmo as a social network, making public posts about your sending or receiving payments, and even using emojis.
Click on the link to access the Venmo App Store page. The app is only available for the iPhone.
9. Facebook Messenger
It may seem strange, but Facebook Messenger can be used as an application for paying personal bills. That is, repay the money that a friend used to buy you something, pay off a personal debt, among others.
The functionality has not been released in Brazil, but accessing it will be as easy as tagging events in Facebook Messenger, even available in the same menu.
If you had deleted Messenger from your device for not using it, you may want to install it back in preparation for this. Download Facebook Messenger on your Android or iPhone.
And be sure to also see how to find old messages in Facebook Messenger!
Already use an app to pay bills?
Now that you know some app options for paying bills, you can test and see which one has the best terms and lowest rates, so you can save as much time and money.
Already have an application to pay bills or are looking to modernize and stop facing ATM lines at banks? Comment with us!
